Money Train 2 slot review — Relax Gaming’s wild sequel

Released by Relax Gaming as a follow-up to the original cult hit, money train 2 pushes the pace with turbo-charged bonus rounds, gritty Wild West steampunk visuals and some of the highest volatility you’ll find on the reels. In this review I’ll run through the RTP, volatility, gameplay, mobile experience and practical tips for Kiwi players looking to try it at online casinos.

Quick facts at a glance

• Provider: Relax Gaming
• Reels/rows: 5×4 grid with 40 paylines
• RTP: around 96.40% (may vary by operator)
• Volatility: Very High
• Max win: up to 50,000x stake
• Bonus: Money Cart Bonus feature, special collector symbols, bonus buy (where available)
• Bet range: typically NZ$0.10 to NZ$100 (varies by casino)

Theme, graphics and audio

Money Train 2 keeps the steampunk, post-apocalyptic train-robbery aesthetic that made the first title memorable, but it’s more polished and frenetic. The artwork leans into rusted metal, brass fittings and a ragtag gang of characters who function as the high-paying icons and modifiers. The soundtrack is pulsing and tense, which suits the high-risk gameplay — it’s designed to build anticipation, especially during the bonus round.

How the game plays

The slot runs on a 5×4 grid with 40 fixed paylines, so wins pay left-to-right on adjacent reels. The core draw is the Money Cart Bonus: land three bonus symbols anywhere to trigger the feature. During the bonus, a fresh set of special symbols appear — collectors, snipers, multipliers and more — each with their own behaviours and stack together to create huge potential payouts.

A standout mechanic is the persistent modifiers. Some symbols remain on the reels between spins in the bonus round and can accumulate multipliers or collection values, which is where the huge wins originate. The extreme variance means most sessions will be quiet, but when the bonus lines up it can deliver seriously large payouts.

Bonus features and special symbols

1. Money Cart Bonus — triggered by 3 bonus symbols; the heart of the game.
2. Persistent Collector — collects values from other symbols and adds them to the pot.
3. Sniper/Sharpshooter — removes low-value symbols to improve hit potential and adds multipliers.
4. Multipliers and pays — special symbols carry multipliers or direct cash values that can stack for big wins.
5. Bonus buy — many casinos offer a buy feature to jump straight into the Money Cart Bonus (cost varies by operator).

RTP and volatility — what Kiwi players should expect

Money Train 2 is classified as very high volatility. The RTP is commonly listed around 96.40%, but operators may offer slightly different versions. High volatility means long dry spells are common, so bankroll management is essential. The game is designed for players chasing large, infrequent wins rather than steady small payouts.

Mobile and device performance

Relax Gaming optimised Money Train 2 for mobile play, and the title performs well on most modern smartphones and tablets available in New Zealand. The UI scales cleanly, touch controls are responsive, and the visuals retain their detail. Because volatility is high, mobile play makes it easy to manage sessions on the go, but I’d recommend connecting to Wi‑Fi for long sessions to avoid data charges.

Strategy and bankroll tips for high variance slots

There’s no guaranteed strategy with slots, but smart money management improves your chances of enjoying Money Train 2:

• Set a clear budget and session limit — this game can deplete a bankroll quickly if you chase bonuses.
• Lower your stake if you plan extended play — a smaller bet increases the number of spins you can afford between bonus hits.
• Consider the bonus buy cautiously — it can accelerate results, but it’s also a big upfront cost and increases volatility.
• Use casino tools like session timers and deposit limits to avoid impulsive decisions.

Pros and cons

Here’s a quick rundown tailored for Kiwi players weighing up whether to spin:

• Pros:
  • Huge win potential (up to 50,000x stake).
  • Thrilling, feature-rich bonus round.
  • Strong visuals and immersive audio.
  • Optimised for mobile play.
• Cons:
  • Extreme volatility means long losing streaks are common.
  • Bonus buy can be expensive and risky.
  • Not ideal if you prefer frequent small wins.

Where to play in New Zealand

Money Train 2 is widely available at reputable online casinos that offer Relax Gaming titles. NZ players should check licencing, payout methods in NZD, and whether a particular casino adjusts the RTP. Look for operators with clear terms, fast NZ‑friendly banking options and fair bonus terms. If you’re unsure, try the demo mode first to get a feel for the volatility without spending real money.

Final impressions

As a reviewer, I find Money Train 2 to be one of the most exciting and punishing slots currently on the market. It’s built for thrill-seekers who can handle volatility and have a plan for bankroll control. If you’re a Kiwi player chasing the adrenaline rush of a massive bonus payout and you’re prepared for dry spells, this title delivers in spades. Otherwise, consider lower-variance alternatives for steadier entertainment.